Florida Workers’ Compensation Law Change
The Florida Legislature passed and the Governor signed into law CS/HB 941 which amends sections 440.02(9) and 440.05, Florida Statutes. These amendments will streamline the filing and processing of...
View ArticleLakewood Financial Joins Pacific Crest Family
We are excited to announce Lakewood Financial has affiliated with the Pacific Crest Independent Insurance Alliance. This allows us to offer our clients the best insurance options in today’s...
View ArticleFlood Insurance – What You Need To Know
With hurricane season fast approaching, Floridians are once again preparing for the worst: storing gallons of water (remember, one gallon per person per day), cans of Spam and Vienna sausages, first...
View ArticleSummer Storms & Homeowner’s Insurance
Recently, it seems like we can’t go one week without a thunderstorm. And while sometimes it’s nice to curl up with a book with the hot beverage of your choice, that very thunderstorm that’s helping you...
View ArticleAffordable Care Act & Small Business
As 2014 inches closer, many small business owners are increasingly concerned with the changes that will take place January 1st with the Affordable Care Act. These changes will be a game changer in how...
View ArticleState Farm Sues 1-800-ASK-GARY…How It Affects Your Car Insurance
I’m pretty sure that everyone in the state of Florida is familiar with those commercials where Roz proclaims “Don’t be scared and confused!” I’m also pretty confident that we’re all aware there is a...
View ArticleWhy Buy from an Independent Insurance Agency
Buying insurance is an important purchase that can have drastic effects on your life and on your family. Insurance has also gotten a bad reputation – it’s confusing to most people and often times, you...
View Article10/20/10 – Do You have Enough Car Insurance in Florida?
What exactly is 10/20/10? The three numbers in 10/20/10 represent liability limits (in thousands). The first 10 represents the maximum coverage for bodily injury liability per person in one accident....
View ArticleDo You Really Need Rental Car Insurance
With the holiday’s right behind us, most of us spent some extra time traveling and that means renting cars. Right when you’re ready to leave the rental car agency, they’ll ask you if you want to...
View ArticleJan. 15 Health Insurance Deadline
Are you ready for the January 15th deadline? According to the Centers for Medicare and Medicaid Services, more than 6 million people have enrolled in either private insurance (through the Marketplace)...
View ArticleInsuring Your Engagement Ring
Ladies and gentlemen, it’s that time of year again. Love it or hate it, Valentine’s Day is right around the corner and for many of you – it might mean a proposal. The latest American Express Spending...
View ArticleTexting & Driving
Imagine if texting and driving resulted in a $10,000 fine and a year in prison. How important is that text to your friend that you’re running five minutes late? That’s the reality if you get caught...
View ArticleDo I Need Uninsured Motorist Insurance?
If all drivers in Florida have to have car insurance, why do you need uninsured motorist insurance? According to a recent study conducted by the Insurance Research Council, the likelihood is almost 1...
View ArticleWhat You Should Know About Boat Insurance
In Florida the beginning of May signals the beginning of the summer boating season. Soon summer vacation will be upon us, and with it, the humidity that plagues us. To escape the oppressive heat,...
View ArticleReal Things You Can Do to Lower Your Insurance Premium
If you are thinking about purchasing a vehicle, you should consider giving your insurance company a call once you’ve narrowed down your choices. You can find significant differences when comparing...
View ArticleAre you Prepared for a Hurricane?
These last few years, Florida has been fortunate enough to avoid any major hurricanes. So as we enter this hurricane season, I can’t help but wonder if this will be the year our good luck runs out....
View ArticleWhat to Do After a Car Accident
Getting into a car accident can be pretty frustrating. Immediately following the accident, it is imperative that you stay calm and level headed. One of the first things you should do is call your local...
View ArticleSinkhole Insurance
Sinkhole’s can be a major problem in Florida. But there seems to be some basic confusion about coverage. In your basic homeowner’s insurance policy, you automatically have coverage for something...
View ArticleWill your health insurance cover Ebola treatment?
According to Gerard Anderson, professor at the Johns Hopkins Bloomberg School of Public Health, the hospital bill for an Ebola patient could be as high as $24,000 a day. If you have health insurance,...
View ArticleHomeowner’s Insurance Replacement Cost Value Explained
Have you ever wondered why the property appraiser has your home valued at ‘X’ and the home is insured for ‘Y’? Or maybe your home’s tax assessment is much lower than your home’s current insurance? The...
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